BackNine's Top MYGA and FIA Rates - Week of October 20th, 2025

Even with savings accounts and short-term Treasuries offering around 4%, many clients are realizing those returns barely outpace inflation—and that’s before taxes. That’s why forward-thinking advisors are repositioning idle cash into Multi-Year Guaranteed Annuities (MYGAs) and Fixed Indexed Annuities (FIAs)—solutions that offer safety, growth potential, and long-term efficiency.
 
Why advisors are making the move:

• Higher guaranteed yields: MYGAs often pay more than CDs or Treasuries of similar duration—without market risk.
• Tax-deferred compounding: Let interest grow untouched until it’s needed, amplifying long-term results.
• Principal protection: Clients’ money is shielded from market downturns while still earning meaningful returns.
   
  Click here to download BackNine’s MYGA Hot List for National Markets, week of 10/20/25
   
  Click here to download BackNine’s MYGA Hot List for California, week of 10/20/25