BackNine's Top MYGA and FIA Rates - Week of October 20th, 2025

Matt Gozdecki

9/22/2025 · 1 min read

Even with savings accounts and short-term Treasuries offering around 4%, many clients are realizing those returns barely outpace inflation—and that’s before taxes. That’s why forward-thinking advisors are repositioning idle cash into Multi-Year Guaranteed Annuities (MYGAs) and Fixed Indexed Annuities (FIAs)—solutions that offer safety, growth potential, and long-term efficiency.

Why advisors are making the move:

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