Life Insurance for Small Business Administration (SBA) Loans

Reid Tattersall

9/12/2025 · 1 min read

Are you looking to automate the life insurance requirement for SBA loans?

Step 1

When an SBA loan application is opened, send the following POST API request to /api/v1/eapps to create a lead.

{
    "domain_key": "jhwHkGqgenwEdREu", // determines the Quote & Apply website you want to use
    "insured": {
        "first_name": "John",
        "last_name": "Doe",
        "birthdate": "1970-01-01",
        "gender": "Male",
        "health": 5, // default to 5 if unknown
        "smoker": "Never", // default to Never if unknown
        "email": "test@back9ins.com",
        "phone": "(805) 707-0600",
        "street_address": "29130 Cliffside Dr",  // optional
        "city": "Malibu",  // optional
        "zip": 91362,  // optional
        "occupation": "Engineer",  // optional
        "employer": "BackNine Insurance",  // optional
        "employer_street_address": "310 N. Westlake Blvd. Suite 240",  // optional
        "employer_city": "Westlake Village",  // optional
        "employer_state": "CA",  // optional
        "employer_zip": 91362,  // optional
        "income": 200000,  // optional
        "assets": 5000000, // optional
        "liabilities": 2500000 // optional
    },
    "metadata": {
        "loan_number": "1234",  // optional
        "campaign": "SBA Loan",  // optional
        "loan_amount": 1000000,  // optional
        "loan_officer": "John Doe",  // optional
        "lender_name": "Bank Name",  // optional
        "lender_address": "123 Ryder Rd., Malibu, CA 91362",  // optional
        "lender_phone": "(800) 123-4567"  // optional
    }
}

Step 2

On your Quote & Apply website, specify who the collateral assignee is so applications automatically have the collateral assignee set.

Collateral Assignment

Step 3

BackNine’s White Glove team can setup custom branded welcome emails to applicants to educate them on the process of obtaining life insurance for their SBA loan.

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