If you’re already in BOSS, you can now quote and illustrate MassMutual on Quote&Apply.
Available products are Whole Life 8, 10, 15, 20 and 100, plus Term with or without Extended Conversion Options.
Whole life is worth a fresh look with clients right now. It pairs a guaranteed death benefit, level premium and guaranteed cash value with the potential for dividends, which gives you a lot to work with in planning conversations.
MassMutual declared a 6.60% dividend interest rate for 2026 and an estimated $2.9 billion total payout, with dividends paid every year since 1869. Dividends aren’t guaranteed and the DIR isn’t a policy’s return, so the illustration is where the real conversation happens.
That part is easy. Pick the product, run the quote, and generate a MassMutual illustration from the same Quote&Apply screens you already know, then move to the eApplication when your client is ready. The Term options with Extended Conversion are a good fit when a client needs coverage now and wants a clear path to permanent later.
If you want a second set of eyes on a design or a walkthrough of quoting MassMutual, our pre-sales and advanced case design teams are here, or grab time on my calendar.
I also have a one-page overview of how mutual dividends work, with carrier rate history, if you want it for client conversations.How Mutual Life Insurers Pay Dividends