Competition in the Linked-Benefit marketplace is intense. State Life (OneAmerica) is still the go-to insurer for an endless benefit period, for favorable underwriting, and for using an annuity to pay

Annuity rates, benefits, and lifetime income guarantees are at all-time highs! If you have clients trying to put the pieces of their retirement puzzle together, now's a great time to leverage annuites

Agents who work with clients in New York are aware of how challenged the annuity marketplace can be. There's a great new offering available to help clients with protection, growth, guarantees, and lif

Infinite Banking IRA Max: IRA Max One Page, IRA Max Intake Form, IRA Case Study Guaranteed Return of Premium VUL with No Lapse Guarantee Whole Life: Whole Life Premium Deposit Account, 10 Pay 20K, 10

What if your life insurance could protect you while you’re still alive? Living Benefits Life Insurance isn’t just about what happens after you’re gone — it’s about helping clients live better now. Wi

Every year through 2027, over 4.1 million Americans will turn 65—that’s more than 11,200 people every single day. And yet, too many of them are walking into retirement with a 20–30 year income problem

If you’re still treating annuities as a niche tactical play, it’s time to rethink—fast. The U.S. individual-annuity market just hit a new milestone: total sales surged to $119.5 billion in Q3 2025, up

BackNine is here to be a difference-making partner in your annuity business. Please click the link below to download our Annuity Solutions Spotlight for April 2025. You'll find the top solutions on th

If you're looking to grow your retirement business, BackNine is your connection to the industry’s best protection, growth, income, and legacy stories, including: Fixed rates as high as 5.65% Guarant

Happy New Year! If you're looking to get 2026 off to a fast start, this month's annuity landscape has plenty to work with. Fixed rates are strong, indexed caps are among the highest we've seen heading