Nationwide Care Matters Together Available on Quote & Apply

Care Matters Together is a long-term care solution for couples that eliminates the guesswork of who will need care. It gives couples the flexibility to use a pool of benefits either entirely by one person or shared between them both.

Designed for couples ages 30 to 70, Nationwide CareMatters Together is the industry’s first cash-indemnity solution offering a shared pool of long-term care (LTC) coverage for two lives that’s linked to a universal life insurance policy.

CareMatters Together offers a shared pool of benefit dollars with multiple guarantees: a premium that will never increase, LTC benefits that won’t go down, a full waiver of premium when one or both insureds is receiving LTC benefits and a guaranteed minimum death benefit on the second death.

The full monthly LTC benefit is available to the policyowner with no restrictions from Nationwide on how it’s used. It can be used for more traditional care services or for informal care from friends or family members, as well as for other expenses that can help you remain in the home you love longer. And both insureds can use the policy at the same time.

As of 9/12/2023 the product is not available in CA, MT, or NY.