Pacific Life is offering additional incentive compensation to eligible life insurance brokers who sell PL Promise Term or PL Promise GUL policies during the 2026 incentive period.
Incentive Details
Producers can earn:
- $500 for every five qualifying policies
- $100 for each additional policy after a group of five
For example, placing 12 new policies would result in $1,200 in additional compensation:
- First 5 policies: $500
- Next 5 policies: $500
- 2 additional policies: $200
- Total incentive: $1,200
The incentive applies to qualifying policies sold between July 20, 2026 and December 31, 2026.
Eligible Products
The following Pacific Life products qualify for the incentive:
- PL Promise Term
- PL Promise GUL
How the Program Works
To qualify:
- Submit eligible PL Promise Term or PL Promise GUL applications by December 31, 2026.
- Place a minimum of five qualifying policies in force by February 28, 2027.
- Pacific Life will pay the incentive within one month of every five paid cases.
- Final incentive payments will be made by March 31, 2027.
- Policies must remain in force for at least one policy year. If a policy does not remain in force for the required period, a chargeback will apply.
- Incentive compensation is paid in the same form as regular commission payments.
- The program is designed for life insurance brokers only. Direct marketers and e-retailers are not eligible.
Why PL Promise?
Client-Ready
PL Promise offers competitive pricing and straightforward products designed to provide affordable death benefit protection.
Enhanced Earning Potential
The incentive provides producers with an opportunity to earn additional compensation on top of traditional commissions.
Faster Business with PAL+
Pacific Life’s Pacific Accelerated Life+ (PAL+) streamlined underwriting provides a 73% accelerated and modified underwriting success rate, with no medical exam required for qualifying cases.
The referenced underwriting data includes eligible accelerated underwriting cases for ages 18–60, standard or better risk classes, drop-ticket submissions, and coverage up to $3 million, as well as modified underwriting criteria for ages 18–70, with coverage up to $3 million for PL Promise Term and up to $2 million for PL Promise GUL.
Questions?
For additional information about the incentive program, contact the Pacific Life PL Promise Sales Desk:
Phone: (888) 900-9777 Email: LynInternalSales@PacificLife.com
Important: This program and the associated materials are for financial professional use only and are not for use with the public.
Pacific Life Insurance Company is licensed to issue insurance products in all states except New York. Product and material availability and features may vary by state. Insurance product guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.