Term2Perm Conversion Program

BackNine’s Term2Perm Conversion program simplifies the process of converting term life insurance policies.

• 30 days before each conversion anniversary, we’ll email you a link to view conversion quotes within Quote & Apply.
• When you’re ready, proceed to the end of the Quote & Apply application to DocuSign your conversion application.
• If Message Client Status Updates is enabled on your case, we’ll email and text the Term2Perm conversion offer to your client a day after it goes to the advisor.

Intelligent validation prevents you from quoting more than the term policy’s death benefit, presets the health class, and limits the quotes to only the products eligible for conversion. Since conversions are guaranteed issue, the application process is a breeze.

Don’t want to wait for a conversion email? Use the “Convert” button when viewing a convertible term case start a conversion any time.

BackNine periodically receives carrier status files to ensure the policy is inforce and convertible before emailing you the conversion email.

Help make your term business more profitable than ever with BackNine’s Term2Perm!