United of Omaha IUL Express Added to Quote & Apply
Reid Tattersall
3/4/2025 · 1 min read
United of Omaha’s IUL Express is available on Quote & Apply. A great option for smaller IUL cases.
- Only health classes are Standard / Standard Tobacco which simplifies underwriting and the sales process
- Non Medical underwriting means no exams or medical records
- Available up to $300,000 up to age 50, $250,000 up to age 60, and $150,000 for ages 61+
- Accelerated Death Benefit for Critical, Terminal and Chronic Illness Riders
Omaha’s API doesn’t support illustrations, income solves, short pays, quarterly or semi-annual modes, and doesn’t return the year by year cash values so some features are limited.