What is an Impaired Risk Quote?

An impaired risk quote can be submitted here.

Impaired risk quotes allow you to provide information about a prospect to multiple insurance companies and receive underwriting offers from each carrier.

You’ll receive underwriting offers from carriers typically within 24 hours. Once you have your underwriting offers, you can run quotes at their respective underwriting classes, or use a quote request for BackNine’s sales desk to run the quotes for you.

If you’re not sure what questions to ask your client and hence provide on the impaired risk quote, there is a list of underwriting questionnaires within BOSS accessible here which includes a General Use Questionniare.

Impaired risk quotes are ideal for prospects with impairments that could cause them to receive less than the best underwriting class. By pre-screening in advance, you can more accurately present quotes to your client.