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Even with savings accounts and short-term Treasuries offering around 4%, many clients are realizing those returns barely outpace inflation—and that’s before taxes. That’s why forward-thinking advisors

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With the Fed cutting rates three times in 2025 and top savings accounts now hovering around 3.5–4.5% APY, savers looking to lock in guaranteed growth are running out of runway. CDs are trending lower,

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With today’s Fed rate cut, the “safe money” landscape just got a little murkier. As banks scramble with lower deposit yields and Treasury rates inch downward, your clients still need reliable places t