In today’s environment, advisors are having more conversations than ever around “safe money” planning. Between volatile markets, shifting rate expectations, and clients holding record levels of cash,

Ever felt that awkward silence right after you introduce yourself on a cold call?   You’re not alone. Most sales calls never make it past the opening line. Not because the product or idea isn’t gr

If you’re still treating annuities as a niche tactical play, it’s time to rethink—fast. The U.S. individual-annuity market just hit a new milestone: total sales surged to $119.5 billion in Q3 2025, up

With today’s Fed rate cut, the “safe money” landscape just got a little murkier. As banks scramble with lower deposit yields and Treasury rates inch downward, your clients still need reliable places t

Incomplete eApps that haven’t been updated in over one year are automatically locked for security purposes. When this happens, users won’t be able to access the eApp using only the link and birthdate.

Click here for 2026 tax limits. Qualified LTCi premiums paid for owners and their spouses are tax-deductible to employers and generate NO taxable income for owner-employees up to the following premiu

Join Coach Adam for an insightful webinar on the evolving world of Long-Term Care (LTC) and how modern solutions are reshaping the conversation. Whether you’re new to LTC or looking to strengthen your

What if your life insurance could protect you while you’re still alive? Living Benefits Life Insurance isn’t just about what happens after you’re gone — it’s about helping clients live better now. Wi

Every year through 2027, over 4.1 million Americans will turn 65—that’s more than 11,200 people every single day. And yet, too many of them are walking into retirement with a 20–30 year income problem

Even with savings accounts and short-term Treasuries offering around 4%, many clients are realizing those returns barely outpace inflation—and that’s before taxes. That’s why forward-thinking advisors